2023-03-22 14:00:36| Engadget
Paying a monthly fee for something you never use makes zero financial sense. But subscription overload is real, with dozens of streaming, gaming, dating and even hot-sauce delivery services lining up to take a monthly cut of your paycheck. While its tough to keep track of everything you signed up for especially the ones you dont use weve come up with a few tricks to help thin the ranks of your recurring charges. We included a list of common subscriptions you may have forgotten about, as well as instructions on how to cancel a few of the most unwanted. And for those who could use a little cancellation help, we tested a couple of finance apps that track and nix stuff on your behalf.First things first: Find out what subscriptions you haveBefore putting this post together, I had no idea how many subscriptions I was paying for. Surprises included a coding game for my kid (that he no longer plays) and a British streaming app Id gotten for one show (that I finished nearly a year ago). You, too, may not know what subscriptions are quietly subtracting dollars from your accounts. One of the most comprehensive ways to see what youre paying for is to look at your bank and credit card transactions, performing a search for every transaction in the previous full month. It may be a lot to scroll through, but each monthly subscription will appear at least once in that time frame.Another approach is to search for welcome and thank you emails, since most services send out an initial message confirming your new subscription. Using the advanced search function in your email, enter the words welcome or thank you in the subject field, and variations on the words annual subscribing and membership in the general or keyword search fields. You should get a decent idea of the things youve signed up for, but may have to wade through lots of promotional emails before you find the services you actually subscribed to. This method isnt as comprehensive as going through your banking statements, but it could help you find annual subscriptions that wont show up in a months worth of transactions.Sometimes its helpful to simply see a list of common subscriptions people pay for (and often forget about). Here are a few:Entertainment YouTube Premium Amazon Prime Video (or Prime in general) Netflix Disney+ Pandora Premium Twitch Subscriber CrunchyrollGaming PlayStation Plus Xbox Game Pass Nintendo Switch OnlineWork/Productivity LinkedIn Premium Adobe Creative Cloud Microsoft 365 ToDo EvernoteDating Tinder Grindr Bumble Hinge RayaFood Hello Fresh Green Chef Blue Apron Doordash DashPass Uber Eats Uber One Monthly coffee, hot sauce and jerky boxesHow to cancel subscriptionsFor the most part, if you sign up and pay for a service through an app, you can cancel through the same app. Some app developers will instead direct you to their website to pay for a subscription. A cancellation process will nearly always involve logging in to your account and navigating to your profile or account details to view and cancel your subscription.Here are steps to cancel a few of the most popular subs.From the Apple App Store or Google Play StoreWhen you pay for a subscription through an app store, the transaction will likely be listed as a payment to either Apple or Google, so its harder to see what youre paying for using the banking suggestion above. Heres how to see what youve subscribed to using the two major app marketplaces, plus how to cancel.How to cancel subscriptions through Apples App Store1. Open the Settings app from your iPhone or iPads home page.2. Tap your profile box at the top.3. Tap on Media & Purchases.4. A pop up window will appear; tap on View Account5. Scroll down and tap on Subscriptions.6. Youll see your active and inactive subscriptions listed.7. Tap the one you want to cancel and follow the prompts.How to cancel subscriptions throuh Googles Play Store1. Open the Google Play app.2. Tap your profile circle in the upper right.3. Tap on Payments & Subscriptions.4. Tap on Subscriptions.4. Youll see your active subscriptions and can decide which ones you no longer want.How to cancel Amazon PrimeAmazonAmazon raised the price of a Prime membership last February, bringing it to $15 per month or $139 per year. While a membership gets you things like free shipping and access to Prime Video, if you arent shopping online as much as you used to and youve already finished The Peripheral, heres how to cancel.Through the Amazon app:1. Tap the person icon at the bottom of the screen.2. Tap on the Your Account button at the top of the screen.3. Scroll down to and tap Manage Prime Membership under the Account Settings section.4. Youll be taken to a Prime page; tap Manage Membership.5. Select the Manage Membership option and tap End Membership. Here, you can also opt for a reminder to be sent three days before your next renewal if you dont want to cancel right away.Via a web browser:1. Sign in to Amazon.2. Hover over Accounts & Lists to the right of the search bar up top.3. Click on Memberships & Subscriptions under Your Account.4. Youll see your Prime membership listed; click on the Prime Membership Settings button.5. Click on Update, Cancel & More under Manage Memberships.6. In the pop-up menu, click the End Membership button.How to cancel Paramount PlusParamount Plus is one of the cheaper subscriptions out there, going for $5 per month for the ad-supported version, or $10 if you dont want to see commercials. But if youre done with Picard, we feel you.1. Log in to your Paramount Plus account on a web browser.2. Select the primary profile for the account.3. Hover over your profile name in the upper right and select Account from the drop down menu.4. Click on Cancel Subscription in the Subscription and Billing section.How to cancel Apple TV+AppleFor just $7 per month, Apple TV+ offers some qualityshows. But if youre just waiting for Severance to come back, theres no penalty for canceling the service until the denizens of Lumon Industries return. Since Apple TV+ requires an Apple ID, its easiest to cancel through the settings app on your Apple device. If you didnt sign up through a Mac, iPad or iPhone or dont have an Apple TV box, follow the PC instructions.On an iPhone or iPad:1. Open the Settings app.2. Tap your profile box at the top.3. Tap on Media & Purchases.4. A pop-up window will appear; tap View Account.5. Scroll down to and tap on Subscriptions.6. Tap either Apple TV+ or Apple One membership, depending on how you first signed up.7. Select which subscriptions you want to cancel and follow the prompts.On a Mac:1. Open the App Store app.2. Click on your name and profile image at the bottom left.3. Click on Account Settings at the top of the screen.4. In the pop-up window, scroll down to the Manage section and click the Manage link to the right of the word Subscriptions.5. Select the Edit link next to the subscription you want to cancel, then click the Cancel Subscription button.On an Apple TV box:Open the Settings app from the home page.Click on Users & Accounts.Click on Subscriptions.Find the subscription you want to cancel and follow the prompts.On a PC:1. Open the iTunes app.2. Click the Account tab at the top of the iTunes window and select View My Account.3. Scroll down to the Settings section and click the Manage link to the right of the word Subscriptions.4. Select the Edit link next to the subscription you want to cancel, then click the Cancel Subscription button.How to cancel an Audible membershipIf you downloaded Audible for a 12-hour road trip but havent used it much since, heres how to stop paying $8 per month. If you didnt sign up via Amazon or Audible and instead went through Apples App Store or Google Play, follow the From an app store instructions above.Through Amazon:1. Sign in to your Amazon account.2. Hover over Accounts & Lists to the right of the search bar.3. Click on Memberships & Subscriptions under YourAccount.4. Youll see your Audible membership listed; click the Audible Settings button.5. Scroll down to Membership Options & Help and click on Cancel Membership.Through Audible:1. Sign in to your Audible account.2. Hover over the link that says Hi [your name] and select Account Details from the menu.3. Youll see a box with your membership details; click on Cancel Membership.4. Answer the reason for canceling question and follow the prompts.How to cancel Spotify PremiumSpotifySpotify finally added a feature that lets you exclude certain playlists so your kids tastes dont influence your recommendations and that feature is available whether you pay for $10 for Premium or not. If you want to go back to the free version of Spotify, youll need to do so on a web browser, as you cant cancel through the app. Luckily, you can use either a mobile browser or a desktop version.1. Head to Spotify on a web browser and log in.2. If you havent logged in via the web before, youll see a button for Web Player or Account Overview; select Account Overview.3. If youre already in the Web Player, click either the gear icon (mobile browser) or your profile image (desktop browser) in the upper right corner.4. Select Your Account.5. Your subscription will appear under the Your Plan section; click the Change Plan button.6. A list of subscription plans will appear; scroll to the bottom and select Cancel Premium under the Spotify Free plan.How to cancel YouTube TVYouTube TV happens to be one of the few subscription services that allows you to cancel through the app itself, as long as youre on an Android device. Non-Android users can cancel through a web browser. If youre not watching enough live TV to justify the $65 per month, heres what to do.On an Android device:1. Open the YouTube TV app.2. Tap your profile circle at the top right.3. Tap on Settings, then tap on Membership.4. Under your membership details, tap Manage.5. Click on Cancel Membership and follow the prompts.Via a web browser:1. Head to YouTubeTV.2. Log in and click your profile circle in the top right.3. Tap on Settings, then tap on Membership.4. Under your membership details, tap on Manage next to Base Plan.5. Click on Cancel Membership and follow the prompts.Apps that can helpSome finance apps will track and manage your subscriptions for you. We researched a bunch and tried out a couple of the best to see how they can help. Note that some of these cost money, and adding another subscription to your life can feel counterproductive when youre trying to do the opposite.Rocket MoneyOwned by the same company as Rocket Mortgages, Rocket Money is a finance app that connects with your bank account and offers to help you budget and track your overall spending, in addition to managing your subscriptions. Youll pay for the app using a sliding scale from $3 to $12 per month for the premium version, which includes automated cancellation and other features. To access the free version at sign-up, move the slider to the left until you reach $0.Once youve linked your account, navigating to the Recurring tab gives you an overview of your subscriptions. I liked that you can access this using either the mobile or desktop app. After linking my accounts, it reminded me of an upcoming renewal for a magazine I dont read and hosting fees for a website I no longer need. Canceling both of those would save me nearly $200 in a year. Unfortunately, my monthly Apple One payment and the HBO Max access that I pay for through my Samsung TV didnt show up as recurring subscriptions. That could be due to how my bank lists the transaction, but Id like to have seen those on the list, too.Next to each transaction is a three dot menu, which includes an option to cancel this for me for Premium subscribers. Click and youll see contact methods to handle it yourself or a button to have Rocket Money do it. After you provide your username and password for the service, youll get an email confirmation that tells you the process could take up to ten days to complete. When I had Rocket Money cancel Paramount Plus for me, I got an email later that night saying the cancellation was complete.While its not a magic program that zaps your subscriptions away, Rocket Money could save you a few steps. Seeing (most of) your recurring charges together is also helpful for staying on top of things. Its up to you whether the Premium charge (and taking on another subscription) is worth the cancellation service.MintBrought to you by Intuit, whose products include TurboTax and QuickBooks, Mint works a lot like Rocket Money, syncing with your bank accounts and offering to cancel subscriptions on your behalf. Here, though, subscription management is only available on the iOS and Android apps. Thats fine for mobile bankers, but disappointing for those who prefer using a desktop.When I tried to get a picture of what Im paying for each month, the app told me no subscriptions were found in my transaction history, despite the fact that I pay for many. We reached out to Mint to find out if this is just a glitch on my end, or if there's something else going on. We'll update when we hear back. While it didn't show me any of my subscriptions, it did provide a list of common ones, like Netflix, Amazon Prime and Disney+. Tapping on one prompts an upgrade to premium for $5 per month. After that, the process works similarly to Rocket Money, asking for your login details so the app can cancel what you dont want.One thing I did appreciate was the inclusion of a Rent and Mortgage designation within Mints regular banking function categorization that, bizarrely, Rocket Money doesnt offer.Reminder appsThere are other apps, likeBobby (iOS) and Tilla (Android), that dont connect with your bank account. Instead, you enter the details of the subscriptions you already have and add new ones as you go. The apps will remind you about upcoming renewals and let you quickly see what youre paying for, all in one place. Both are free to use but limit the number of subscriptions you can track until you upgrade, which costs a flat $4 for Bobby and $2 for Tilla. I feel like if you possess the diligence to keep apps like these up to date, you could just as easily use a spreadsheet or native apps like Apple or Googles Reminders, though these are more colorful.This article originally appeared on Engadget at https://www.engadget.com/how-to-find-and-cancel-your-unused-subscriptions-130036314.html?src=rss
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